Works in iMessage · No app needed

Split the bill.
Not the friendship.

Add SettleBlue to any group chat and split bills, track who owes what, and settle up. All over iMessage. No app, no signup, no drama.

9:41
K
A
SB
Dinner GroupiMessage · 3 people
iMessage

Works in any iMessage group. No app to download. Split dinner in under 60 seconds.

How it works

01

Add SettleBlue to your group

Create an iMessage group with your friends and add +1 (347) 281-0045. Text "settleblue" to wake it up.

02

Create a bill

Text "new bill: dinner $120 split between everyone" or just send a photo of the receipt.

03

Settle up

Text "settle up" to see exactly who pays who. Send Venmo links with one command.

What it does

Receipt scanning

Send a photo of any receipt. SettleBlue reads it, extracts every item, and splits it however you want.

Smart splitting

Tell the bot who paid and it tracks exactly who owes who. Settle up with one command and pre-filled Venmo links.

Natural language

Text like you're talking to a person. "Can we see who owes what" works just as well as "balances".

Venmo links

One command sends everyone a pre-filled Venmo link. Settling up takes 30 seconds.

See the full flow

From first message to settled tab.

K
A
M
SB

Dinner Group

4 people · iMessage

new bill: dinner $120 split between everyone
SB
SettleBlue
Got it! Splitting $120 three ways. That's $40 each. Confirm? (yes/no)
A
Anthony
yes
SB
SettleBlue
✅ Bill saved! Balances: • Anthony owes Ken $40 • Maya owes Ken $40
M
Maya
can you scan the receipt instead? want to split by item
SB
SettleBlue
Sure! Send me a photo of the receipt.
M
Maya
[photo of receipt]
SB
SettleBlue
Got it. Found 8 items. Want me to split everything equally or assign by item? (equal/by-item)
settle up
SB
SettleBlue
Here's how to settle: Anthony → Ken $40 venmo.com/u/ken?amount=40 Maya → Ken $40 venmo.com/u/ken?amount=40

How to get started

Add the bot to your group

  1. 1Open iMessage and create a new group
  2. 2Add your friends
  3. 3Add +1 (347) 281-0045 to the group
  4. 4Text "settleblue" to activate
  5. 5Everyone replies with their name to register
  6. 6Set your Venmo with "my venmo is @username"

The number

+1 (347) 281-0045

Works on any iPhone. Nothing to download.

What people say

We use it every time we go out. No more awkward 'I'll Venmo you' that never happens.

Jake M., NYC

Scanned a 15-item receipt and it split everything correctly in like 10 seconds.

Sarah K., LA

Finally something that works in the group chat we already have.

Chris T., Chicago

FAQ

Common questions

SettleBlue works over iMessage, which is iPhone only. All members of the group need an iPhone for it to work as iMessage. If any member has Android, the group will fall back to SMS which may affect some features.

Yes, SettleBlue is completely free to use. No subscription, no premium tier, no hidden fees.

No account needed. Just add +13472810045 to an iMessage group, text "settleblue" to activate, then everyone replies with their name. You're set up in under a minute.

Send a photo of any receipt to the group. SettleBlue uses AI to read every line item, including tax and tip, and asks whether to split equally or by item. If you split by item, each person claims what they ordered and the bot calculates proportional shares automatically.

Text "settle up" in the group and SettleBlue shows exactly who pays who, with totals calculated to minimize the number of transactions. Each payment comes with a pre-filled Venmo link so settling takes about 30 seconds.

Your group chat is already set up.

Add this number and text “settleblue” to start.

+1 (347) 281-0045